+1 (555) 123-4567 info@automarket.com

Flexible Financing Options

Get behind the wheel of your dream car with our competitive financing plans tailored to your budget

Calculate Your Payment

Payment Calculator

Your Estimated Payment

Monthly Payment $890.45
Total Loan Amount $40,000.00
Total Interest $2,741.60
Total Cost $42,741.60
Total Paid $47,741.60

Note: This is an estimate. Actual terms may vary based on credit approval.

Our Financing Options

Prime Financing

For customers with excellent credit scores (720+)

  • Rates as low as 3.49% APR
  • Flexible terms up to 84 months
  • Low down payment options
  • Fast approval process
Apply Now

Standard Financing

For customers with good credit scores (650-719)

  • Competitive rates from 4.99% APR
  • Terms up to 72 months
  • Moderate down payment required
  • Quick decision within 24 hours
Apply Now

Special Programs

For students, first-time buyers, and credit challenges

  • First-time buyer programs
  • College graduate incentives
  • Credit rebuilding options
  • Military and veteran discounts
Learn More

Simple Application Process

1

Pre-Qualification

Complete our quick online form to check your eligibility without impacting your credit score.

2

Documentation

Submit required documents like proof of income, residence, and identification.

3

Credit Review

Our financing experts review your application and credit history.

4

Approval & Funding

Get approved and receive funding, often within 24-48 hours.

Frequently Asked Questions

What credit score do I need to qualify for financing?

We work with a wide range of credit profiles. While prime rates are available for scores of 720+, we have options for scores as low as 580. The specific requirements depend on the vehicle and loan amount.

How much down payment is required?

Down payment requirements vary based on your credit profile and the vehicle. Generally, we recommend at least 10-20% of the vehicle price. For qualified buyers, we offer programs with as little as 0% down.

Can I get pre-approved before car shopping?

Yes! We highly recommend getting pre-approved. It helps you understand your budget and strengthens your negotiating position. Our pre-approval process is quick and doesn't affect your credit score.

How long does the financing process take?

For most applicants, we provide a decision within 1-2 business days. Once approved, funding can be completed in as little as 24 hours. The entire process from application to driving away in your new car typically takes 2-3 days.

What documents do I need to apply?

You'll need a valid driver's license, proof of income (recent pay stubs or tax returns), proof of residence (utility bill or lease agreement), and insurance information. If you're trading in a vehicle, we'll need its title and registration.

Ready to Drive Your Dream Car?

Apply for financing today and get a decision within 24 hours. Our team is here to help you find the perfect payment plan for your budget.

Start Your Application